As the only majority physician-owned writer of malpractice insurance in Illinois, we can offer you insurance policies tailored to your unique situation and exposure.
Through our unique and easy application process, we work directly with you to understand what coverages you and your practice need. This ensures that you do not pay for unnecessary coverage and you that you save money by receiving the maximum discounts available.
What allows DDI to have low rates?
We are selective. Our underwriting process is rigorous and not every applicant gets coverage with us.
We also provide discounts our competitors don’t offer:
Our policy holders can save an additional 3% with a prepayment incentive (we also offer 0% financing and no-fee credit card payments).
Our policy holders can lower their rates and realize more affordable premiums every year. We offer discounts for experience, claim-free practice and risk management credits.