Risk Management Corner!

Our Difference

Did you know?

Use extra caution when withdrawing from the care of a patient who falls under a category protected by law. These may be disabled patients, or patients of certain races, religions, etc. This does not mean that you cannot withdraw from the care of a protected patient. It does mean that you cannot refuse to treat a patient solely because of their disability, race, religion, etc.

A superior risk management model

As a physician-owned insurer, we understand intimately the needs and challenges that physicians face. That’s why we take the time to individually assess every practice we underwrite. By evaluating each doctor’s unique risk profile, not only based on a classification table, but on the treatment each doctor offers, Doctors Direct is able to zero in on a more precise and fair rate for you.

Also, because we work with you directly, there are no premium markups to cover broker commissions. This can save you unnecessary expense and help keep your premiums consistently affordable over time. This personalized approach also enables us to identify high quality physicians to insure, which reduces overall risk and total claims asserted. This makes us a truly reliable long-term partner for your practice.

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